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CONFERENCE REPORT

The more speciﬁc graduations of automated driving between Level 3 and 4 as well as the necessary deﬁnitions are dicussed by Stephan Stass (Bosch),
Klaus Büttner (BMW), Christian Theis (Federal Ministry of Transport and Digital Infrastructure), Lemaitre Holzenhauer (Deutsche Rückversicherung),
Andree Hohm (Continental), Wolfgang Bernhart (Roland Berger) (2 f. l. to 2 f. r.); moderators Alexander Heintzel (right) and Markus Schöttle (left), ATZ
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PASSENGER CAR INSURANCE 15 years, just as there are still horse- insurance and automotive sectors to
IN 15 YEARS drawn carriages today. create better boundary conditions for the
As different the views of several insu- market launch of automated driving
A drastic, however realistic, picture of rance experts are in assessing the new functions. The focus is on the limitation
the passenger car insurance sector was mobility world, the ATZlive conference of customer liability and the covering of
outlined for example by Marc- Oliver underlined the fact that even the nomen- product liability by the vehicle manufac-
Matthias, Head of Innovation Lab at clature of the work to be done here and turer. The effect of this will help achieve
R+V Allgemeine Versicherung AG now contains many sources of misunder- the required customer acceptance.
(insurance company) in a parallel ses- standing and misinterpretation on the
sion at the ATZlive conference. Matthias part of the insurers. Prof. Dr. Hilgendorf, THE ROLE OF START-UPS
is convinced that the currently well Professor of Criminal Law, Ciminal Pro-
known and established value chain in cedural Law, Legal Theory, Information Will start-ups save the day for automa-
his sector will have ceased to exist in Law and Legal Informatics at the Univer- ted driving? Or is this just the creation
15 years and that “an extreme form sity of Würzburg provided a valuable of hype around a “new culture” in the
of consolidation” will occur. The num- contribution. He sees considerable pro- global automotive industry and related
ber of competitors will also increase gress in current jurisprudence and ethi- sectors? Dr. Wolfgang Bernhart of
rapidly, who may not have originated cal perspectives over the past few years Roland Berger thinks we need to look
in the insurance sector. No doubt, and also in the coming months of this at it closely and analyse what see while
there will still be vehicle insurance in year that will help the experts in the applying vigorous ﬁltering.

“Considerations are given to the evaluation of the security strongholds: Israel (ﬁrst place), Dr. Andree Hohm, Head of Automated Driving at Continental,
Canada (second place), ahead of Silicon Valley (USA)”, says Günter Gromeier, Vice Presi- does show realistic steps in the direction of automateted
dent Automotive Product Group of Etas; Etas bought the Canadian company TrustPoint driving
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